At Finish Line Insurance Services we offer many lines of Annuity products from a list of reputable insurance firms. It is our goal as independent brokers and agents make sure the product you choose, is in your best interests. We are ready to earn your future business, Contact Us Today!

What is an Annuity?

An annuity is an insurance product that takes a lump sum of money, allows it to grow, and pays out income stream on the back end. This can be used as part of a retirement strategy. Annuities are a popular choice for people who want to receive a steady income stream during retirement. Finish Line Insurance Services specializes in many types of annuities, contact us today to see if an annuity is right for you.

Here’s how an annuity works: you make a lump sum payment from an existing account into an annuity product. The money grows for a certain period of time that you designate when you initially choose your annuity product. golf_retirment_i_stockThe annuity then begins to pay you a steady stream of income that is larger and lasts longer than had you not purchased the annuity at all. That concept alone is the desired intent of an annuity product. The income you receive from the annuity can be paid out monthly, quarterly, annually or even in a lump sum payment.

Most insurance companies give you a variety of options in which you can choose the options regarding the annuity. We make sure that from the moment the initial deposit is made, until the last income payment is received, you have control of your investment.

How we approach Annuities:

The information we receive from you, is what allows us to assist you in choosing the right annuity product. Some times we may tell you that an annuity is not the right product for you at all. At Finish Line Insurance Services, integrity comes first. The information you give us about your current life and future goals allows us to take a virtual “snap shot” of where you are and where you want to be finacially. It is not until after that conversation has happened that we can even begin to research and then recommend a proper product for you. Our process in choosing the correct investment for you may take several meetings. Call or email us so we can get started in that discussion together. Get Started

What is important to know about Annuities?

What type of fund’s belong in an annuity?  What type of funds do not belong in an annuity?

How is the annuity structured and are there any guarantees?

What are the surrender penalties for pulling money out too early?

Do I get any bonuses for choosing a longer annuity vs. a shorter annuity?

What happens to the money in the event of a death?

These are some of the common questions we ask when determining whether an annuity is in the clients best interests.

Call us today so we can begin discussing your options.